ScienceDaily: A new congressionally mandated report from the National Academies of Sciences, Engineering, and Medicine identifies an approach for the Federal Emergency Management Agency (FEMA) to evaluate policy options for making premiums through the National Flood Insurance Program (NFIP) more affordable for those who have limited ability to pay. Microsimulation is a modeling approach that is well-suited to estimating premiums and future flood damage claims at the individual policyholder level, the report says....