ELFA Monthly Leasing and Finance Index (MLFI-25) for January 2015 shows overall new business volume at $6.7 billion, which is 12% up from January 2014 and 48% down from December. Receivables over 30 days were 1.1%, up from 1% in December and same period in 2014, while charge-offs were unchanged for tenth consecutive month at 0.2%. Also unchanged from December, credit approvals totaled 78.6%. Separately, MCI-EFI for February is 66.3 in slight rise from January's of 66.1.