HousingWire asked Sharon Voss, president of the Orlando Regional Realtor Association , to discuss how the new TILA-RESPA Integrated Disclosure rule from the Consumer Financial Protection Bureau will affect real estate transactions. HousingWire: Given that TRID can't really be tested until after Oct. 3, how ready do you think the industry really is? Sharon Voss: The CFPB's new disclosure rule marks a major event that will cause some bumps in the road, but these new rules are intended to simplify the disclosure and loan-closing process for consumers and better prepare buyers for their mortgage transaction.