Huffington Post: Nobody wants climate change to be real. It's scary. It's hard. We would all much rather it wasn't happening. But denial is a costly proposition. Just ask the insurance industry. Last week, at the Senate's first hearing on the issue since President Obama rolled out his comprehensive plan to respond to climate change, insurance representatives voiced concern about the recent spike in severe weather. The surge in claims, they said, has forced billions of dollars in payouts. They urged federal agencies...