New York Times: Federal flood insurance in the United States is a mess, with politics continuing to trump data, and taxpayers paying the price. Just track the heroic passage of the Bigger-Waters Flood Insurance Reform Act in 2012 and its subsequent gutting as property owners howled. The followup bill in 2014 had a name that perfectly reflects the irrational nature of what transpired: Homeowner Flood Insurance Affordability Act. Will we ever have a Homeowner Taking Responsibility for Building in Flood Zones Act?...