When you're in a mad dash for cash, there is nothing more frustrating than a confusing landscape of ATMs. Should you hike the few blocks to your own bank's ATM, or pay up for the convenience of the one across the street? And is your phone even pointing you in the right direction? What if you get to the other location, and there is no ATM? Worse, perhaps you're looking for a full-service option, and the info is wrong.