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'No hard brake' from mortgage checks

New affordability checks have only put a "gentle dampener" on the UK mortgage market during their first months of operation, lenders say.

Authorities are searching for a man who allegedly defrauded at least eight people out of down payments for homes in Phoenix.

In a long front-page article in the New York Times last month, Jessica Silver-Greenberg and Michael Corkery answer this question affirmatively.

The number of people taking out mortgages is back on the rise, according to figures from the Bank of England.

Nationwide is capping all new mortgages at 4.75 times the borrower's income and imposing a tougher affordability test.

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