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Real estate agent uses client's deposit to pay off mortgage

A Canberra real estate agent has been fined $10,000 after using a client's house deposit to pay off his own home loan.

Mortgage approvals dipped to their lowest level since January, amid signs that new affordability checks are having an impact on the market.

Bank of England governor Mark Carney says he looked at people's ability to service their debts before deciding on new lending restrictions.

Bank of England governor Mark Carney has outlined plans to cool the housing market in the UK which include a new affordability test.

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